FinTech & Digital Banking
Industries / FinTech & Digital Banking

FinTech & Digital Banking

We build secure, compliant financial technology platforms — from neobanks and peer-to-peer payment networks to algorithmic risk assessment dashboards.

Build Your FinTech App

Institutional-Grade Security at Startup Speed

FinTech software requires zero margin for error. We combine double-entry ledger architectures, tokenized card vaults, and automated compliance pipelines to deliver financial software that users trust with their money.

Immutable Double-Entry Ledgers

Zero balance discrepancies with strict debit/credit balance enforcement.

$0
Reconciliation Error

Instant Payment Rails

Integration with FedNow, SEPA Instant, ACH, and regional real-time payment switches.

< 2s
Instant P2P Transfer

Biometric KYC & Fraud Detection

Automated identity verification, liveness checks, and real-time transaction scoring.

99.8%
Fraud Prevention Accuracy

SOC 2 & PCI-DSS L1 Compliance

Encrypted data in transit and at rest with hardware security module (HSM) signing.

100%
Audit Pass Rate

Navigating Industry Hurdles

How our senior engineering teams overcome the most demanding technical and compliance obstacles.

Industry Bottleneck

High Latency & Slow Authorizations

Our Engineering Approach: We build distributed event-driven microservices that evaluate risk and authorize transactions in under 50 milliseconds.
Industry Bottleneck

Strict Regulatory & Audit Burdens

Our Engineering Approach: Every state mutation is recorded in append-only audit tables with cryptographic hash verification.

Production-Proven Frameworks

Node.jsGoPostgreSQLNext.jsStripe APIPlaidAWS KMSDocker

Frequently Asked Questions

Everything you need to know about our FinTech & Digital Banking delivery models.

Build Your FinTech & Digital Banking Platform

Deploy scalable, domain-specialized software engineered for your market with 10xDevs.

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